Pet owners are also encouraged to plan ahead by enrolling their animals in one of the many pet insurance programs available that can cover major medical expenses for a small monthly fee.

Finally, remember that while many organizations do offer some financial assistance, there can be and usually are limitations:

• Be aware that few, if any, organizations will pay for ongoing medication that pets will need for extended periods of time.

• It is unlikely that any one organization or program will pay for expensive procedures in their entirety. So, be sure to contact as many sources as possible. The grants may be very small, but they can add up if you get help from a number of sources.

• Try negotiating with your veterinary clinic for a better price or the ability to finance the cost of care over time. Also, consider getting price comparisons from other providers. CareCredit provides financing for veterinary care; check their website to see if you qualify.

• If possible, contact any possible sources of financial aid before procedures are done. Few sources are willing to pay bills for care that has already been provided.

• Most organizations take applications only through email or web forms on the Internet. If you aren’t computer-savvy, find a friend, relative or neighbor to help you.

• The inclusion of services, organizations or programs listed on our website is NOT an endorsement or recommendation. We cannot vouch for these programs, and you should check them out yourself before asking for their aid.